In Reply to: Not really utter nonsense. Companies don't have special rates posted by HasBen on February 18, 2025 at 15:05:37
I understand that but the point is they knew the whole situation I've been with the broker for more than 20 years. My car is garaged at my sisters house, she or her husband starts it every few days, drives around the block. For 2 days she used it because her car was in the shop. So in 4 months it will have less than 100 miles on it. In order to get a huge discount I had to file with the DMV a statement of non operation, but then my sister couldn't legally drive it around the block, so State Farm advised me not to do that.
The system is utter nonsense in that my rate and my spouses rate continued to go up while they knew our cars were being garaged
I never made a claim on my boat or trailer insurance in 25 years. I've had one claim on my car insurance in over 35 years, an uninsured driver hit me and caused damage, my uninsured motorist coverage paid for it, State farm sued the driver, and my rates then went UP.