In Reply to: Question for any Bruin real estate attorney posted by bruincelt78 on August 02, 2025 at 21:22:37
It needs to be reconvened via a recorded reconveysne document
Such deeds of trust can be flawed or deemed by a court invalid if they fail to have a timeframe, interest rate, or specific dollar amount - varies by state.
The debtor should always have the ability to obtain a written payoff statement from the lender - failure to produce a valid payoff statement might be sufficient justification for a court to deem the deed of trust invalid..
Seems like an attorney would need to review the specific recorded document and provide advice with regards to its validity.